401(k) Rollovers: Ask the Right Questions Before Moving Money
I received an email the other day asking what can and cannot be done when rolling over a 401(k) containing both pre-tax and after-tax contributions. Here are the basics—not every nuance, but the key questions you should be asking.
Fixing Excess Retirement Account Contributions
Over the last few months, several of you have asked questions about what happens when a client makes an excess contribution to a retirement account—and, more importantly, how to fix it. Let's start with the basic contribution limits.
Tax Planning: You Don't Have to Be a Tax Expert
I don’t know about you folks, but I see a crap ton of reels and posts from all sorts of companies and advisors offering “tax planning.” I know many of you joined PMG, at least in part, because you wanted to learn more about tax planning. So let’s talk about what tax planning really means from a prac…